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Payment methods at Spinarium
Instant-Banking vs. Credit Card: speed and fees
For instant banking methods such as Binance Pay, transactions are processed immediately, with withdrawals typically completing within 0-2 hours. This contrasts with traditional methods like Visa or Mastercard, where withdrawals can take between 1 to 3 business days. Both options offer a minimum withdrawal limit of 10 EUR, with Binance Pay having a higher maximum limit of 10,000 EUR compared to Visa/Mastercard's 5,000 EUR.
The absence of fees for instant banking methods like Binance Pay and MiFinity ensures that players receive their full withdrawal amounts. While Visa and Mastercard also have no stated fees, the longer processing time can be a significant factor for players seeking quick access to their funds. Paysafecard and Neosurf, while offering instant deposits, do not support withdrawals at all.
Players opting for faster transactions will find instant banking and crypto options more suitable. For example, MiFinity withdrawals are processed within 0-24 Hours, matching the speed of Bitcoin and Dogecoin withdrawals. This speed is a key consideration for players who wish to access their winnings promptly, avoiding the multi-day wait associated with credit card withdrawals.
MiFinity as an Alternative to Card Payment
MiFinity, an e-wallet solution, provides a rapid withdrawal experience with funds typically available within 0-24 hours. This stands in contrast to Visa and Mastercard, which require 1 to 3 business days for withdrawal processing. Both MiFinity and card payments have a minimum withdrawal threshold of 10 EUR, with MiFinity supporting a higher maximum limit of 10,000 EUR.
Unlike some prepaid options such as Paysafecard, which do not permit withdrawals, MiFinity allows for seamless cash-outs. The e-wallet also offers fee-free transactions, similar to card payments and other e-wallets like Neteller. This makes MiFinity an attractive choice for players seeking both speed and cost-effectiveness for their withdrawals.
For players who prioritize swift access to their winnings, MiFinity presents a compelling alternative to credit card payments. The 0-24 hour processing window for MiFinity withdrawals significantly reduces waiting times compared to the 1-3 business days associated with Visa and Mastercard. This accelerated payout speed is a notable advantage for active players.
Binance Pay: Process in a Few Steps
Binance Pay facilitates exceptionally fast withdrawals, with funds generally appearing within 0-2 hours. This rapid turnaround is significantly quicker than traditional banking methods, and even faster than many e-wallets which can take up to 24 hours. The minimum transaction value for Binance Pay is 20 EUR, with a substantial maximum limit of 10,000 EUR per transaction.
The process through Binance Pay is designed for efficiency, and importantly, it incurs no additional fees for the user beyond any network charges associated with the cryptocurrency. This contrasts with longer processing times for methods like Banküberweisung, which can take 3-5 business days and may involve additional bank fees.
For players utilizing Binance Pay, the primary benefit is the speed of access to their winnings, often within a couple of hours. This rapid disbursement, combined with the high transaction limit of 10,000 EUR, makes it a highly practical option for those who wish to quickly utilize their winnings, avoiding the multi-day delays of other payment systems.
KYC in 24 to 48 hours before withdrawal
The Know Your Customer (KYC) process, requiring an ID and address proof no older than 3 months, is a prerequisite for initiating withdrawals. This verification step typically takes between 24 to 48 hours to complete. Once verified, players can proceed with their withdrawal requests, provided all other conditions are met.
This mandatory KYC check is conducted before the first withdrawal is processed, ensuring compliance and security for all parties involved. While the verification period is 24-48 hours, it is essential to submit accurate and up-to-date documentation to avoid any unnecessary delays in the withdrawal process.
The 24-48 hour timeframe for KYC verification means players should anticipate this period when planning their withdrawals. For instance, a withdrawal request submitted on a Friday evening might not be processed until the following Tuesday, factoring in the KYC completion and potential weekend bank processing times.
500 EUR withdrawal: costs and waiting time
A withdrawal of 500 EUR using an e-wallet like Neteller or MiFinity incurs no additional fees and is typically processed within 0-24 hours. This offers a fast and cost-effective way to access funds. In contrast, a similar withdrawal via Visa would take 1-3 business days and also have no stated fees.
Opting for a cryptocurrency like Bitcoin or Dogecoin for a 500 EUR withdrawal also results in no direct fees from the casino, though a network fee will apply, and processing occurs within 0-24 hours. Banküberweisung, for a 500 EUR withdrawal, takes 3-5 business days and may incur bank fees, alongside the casino's commission-free policy.
For a 500 EUR withdrawal, the waiting time can range from a few hours with e-wallets and cryptocurrencies to several business days with bank transfers. Players seeking the quickest access to their 500 EUR winnings should prioritize methods with a 0-24 hour payout window, such as Neteller, MiFinity, Binance Pay, Bitcoin, Dogecoin, or USDT.
Payment methods, limits and fees
| Method | Type | Deposit | Withdrawal | Min. Deposit | Limit | Fees |
|---|---|---|---|---|---|---|
| Visa / Mastercard | card | Instant | 1-3 Business Days (Visa) | 10 EUR | 10 - 5.000 EUR | None |
| MiFinity | e-wallet | Instant | 0-24 Hours | 10 EUR | 10 - 10.000 EUR | None |
| Neteller | e-wallet | Instant | 0-24 Hours | 10 EUR | 10 - 10.000 EUR | None |
| Bitcoin (BTC) | crypto | 10-60 Minutes | 0-24 Hours | 20 EUR | 20 - 10.000 EUR | None (Network Fee Only) |
| USDT (TRC-20) | crypto | Instant (1-5 Minutes) | 0-24 Hours | 20 EUR | 20 - 10.000 EUR | None (Low Network Fee) |
| CashLib | prepaid | Instant | Not Available | 10 EUR | 10 - 1.000 EUR | None |
| CashtoCode eVoucher | prepaid | Instant | Not Available | 10 EUR | 10 - 1.000 EUR | None |
| Neosurf | prepaid | Instant | Not Available | 10 EUR | 10 - 1.000 EUR | None |
| Paysafecard | prepaid | Instant | Not Available | 10 EUR | 10 - 1.000 EUR | None |
| Banküberweisung | bank | 1-3 Business Days | 3-5 Business Days | 20 EUR | 20 - 10.000 EUR | None (Bank Fees Possible) |
Which methods do not allow withdrawal
The CashtoCode eVoucher and CashLib payment methods are restricted to deposits only, with no withdrawal functionality available. This means that any funds deposited via these prepaid options cannot be directly cashed out back to the original method. The deposit limit for both CashtoCode eVoucher and CashLib stands at a maximum of 1,000 EUR per transaction. Players utilizing these methods must select an alternative withdrawal option for any winnings.
Prepaid solutions like Paysafecard and Neosurf also exclude withdrawals, mirroring the limitations of CashtoCode eVoucher and CashLib. For both Paysafecard and Neosurf, the maximum deposit limit is set at 1,000 EUR per transaction. Consequently, users of these prepaid services will need to choose a different method to receive their payouts from the casino. This exclusion is a standard feature for many prepaid voucher systems.
In total, four distinct payment methods at Spinarium do not support withdrawals: CashtoCode eVoucher, CashLib, Paysafecard, and Neosurf. All these methods allow deposits starting from 10 EUR up to a limit of 1,000 EUR. Players intending to withdraw funds should ensure they select from the available methods that explicitly list withdrawal as a supported function.
Visa and Mastercard: Card Payment Process
Utilizing Visa and Mastercard for transactions at Spinarium allows for instant deposits, with no fees applied by the casino. Withdrawals processed through these card networks typically take between 1 and 3 business days to complete. The transaction limits for both deposits and withdrawals range from a minimum of 10 EUR to a maximum of 5,000 EUR per transaction. This makes card payments a convenient option for many players.
The withdrawal process for Visa and Mastercard is subject to a 1-3 business day timeframe, a standard processing duration for many financial institutions. This timeframe is separate from any internal processing times by the casino, which are generally kept to a minimum. Players should be aware that bank holidays or weekends may extend this period. The maximum withdrawal limit per transaction is 5,000 EUR, with a minimum of 10 EUR.
Compared to some alternative methods, the 1-3 business day payout window for Visa and Mastercard is moderately paced. For instance, certain cryptocurrency options like Binance Pay offer withdrawals within 0-2 hours. However, the wide acceptance and familiarity of Visa and Mastercard, combined with a 5,000 EUR transaction limit, make them a practical choice for a significant portion of users.
Change payment method: what proof is needed
To change your payment method for withdrawals, a comprehensive KYC (Know Your Customer) process is typically required. This involves submitting proof of identity, such as a government-issued ID, and proof of address, which must be no older than 3 months. The casino's verification process for these documents generally takes between 24 to 48 hours to complete. This is a standard procedure to ensure account security and prevent fraudulent activity.
The requirement for proof of address, specifically a document not older than 3 months, is a key component of the verification process when changing payment methods. This ensures that the address on file is current and accurately reflects the player's location. Following the submission of the required documents, the review period for KYC is typically 24-48 hours, after which a new payment method can be approved.
Changing payment methods necessitates fulfilling the KYC requirements, including an ID and a recent address verification document, with a processing time of 24-48 hours. This procedure is mandatory before the first withdrawal can be processed, regardless of the payment method chosen. Players are advised to complete this verification early to avoid delays when they wish to cash out their winnings.
Avoid chargeback: 3 rules for card payments
To prevent chargebacks when using Visa or Mastercard, players should always ensure they are the authorized cardholder for all transactions. Unauthorized use of a credit or debit card for deposits or withdrawals can lead to chargeback disputes. Adhering to the casino's terms and conditions regarding account usage is crucial. The casino's policy mandates that only the registered account holder can perform financial transactions.
A second rule to avoid chargebacks involves refraining from initiating disputes with your bank or card issuer for legitimate transactions made with Visa or Mastercard. All transactions made through the platform are considered final once processed, provided they comply with the terms of service. Players who have issues with a transaction should first contact the casino's support team for resolution, rather than immediately resorting to a chargeback.
The third critical rule for card payments to avoid chargebacks is to maintain responsible gaming practices and only deposit funds that you can afford to lose. Chargebacks are typically reserved for instances of fraud or technical errors, not for dissatisfaction with game outcomes. By understanding and following these three rules—authorized use, direct communication for issues, and responsible play—players can ensure a smooth experience with Visa and Mastercard transactions.
Paysafecard: Deposit Possible, Payout Excluded
Paysafecard facilitates instant deposits for players at Spinarium, with a minimum deposit amount of 10 EUR and a maximum limit of 1,000 EUR per transaction. This prepaid voucher system offers a convenient way to add funds to a player's account quickly. However, it is important to note that Paysafecard is strictly a deposit-only method.
As a prepaid solution, Paysafecard does not support withdrawal transactions, meaning winnings cannot be directly returned to a Paysafecard voucher. Players who make deposits using Paysafecard must select an alternative withdrawal method from the available options, such as bank transfer, e-wallets, or cryptocurrency. This is a common limitation for many prepaid voucher services in the online gaming industry.
Therefore, while Paysafecard provides an accessible deposit option with a limit of 1,000 EUR, players must plan their withdrawal strategy accordingly. The exclusion of payouts means that any funds deposited via this method will require a secondary method for cashing out winnings. This ensures players are aware of the functional limitations of each payment option from the outset.
After deposit: 5 to 30 minutes waiting time
Depositing funds via Litecoin (LTC) or Dogecoin (DOGE) involves a waiting period of 5 to 30 minutes. This timeframe accounts for the time required for network confirmations for these cryptocurrencies. This duration ensures that transactions are securely validated before funds become available for play.
In contrast, USDT (TRC-20) deposits are processed almost instantly, taking between 1 to 5 minutes. This difference highlights the varying speeds of different blockchain networks. Players opting for USDT can typically begin their gaming sessions with minimal delay after initiating a deposit.
Bank transfers, while reliable, present a longer waiting period for funds to appear in the player's account. These transfers typically take 1 to 3 business days to complete. This extended processing time is a characteristic of traditional banking systems compared to the near-instantaneous nature of cryptocurrencies.
Cancel withdrawal: what is possible during wait
During the withdrawal processing period, players may have the option to cancel a pending transaction. For cryptocurrency withdrawals such as USDT (TRC-20), Litecoin (LTC), and Dogecoin (DOGE), this window can last up to 24 hours. This allows for a degree of flexibility in managing funds before they are permanently sent.
The ability to cancel a withdrawal is contingent on the transaction not having been finalized by the payment processor or the blockchain network. Once a withdrawal is confirmed on the blockchain or has passed the casino's internal processing stage, cancellation is generally no longer possible. This is particularly relevant for instant withdrawal methods.
For withdrawals processed via bank transfer, which have a payout time of 3 to 5 business days, the window for cancellation might extend further. However, once the funds have left the casino's system and are en route to the player's bank, the cancellation possibility diminishes significantly. It is advisable to review the casino's specific policy on withdrawal cancellations.
How much fee for crypto withdrawals
Withdrawals made using cryptocurrencies like USDT (TRC-20), Litecoin (LTC), Bitcoin (BTC), and Dogecoin (DOGE) typically do not incur direct fees from the casino. The only associated cost is the standard network transaction fee, which varies depending on the blockchain's current congestion. This fee is usually minimal.
For example, USDT (TRC-20) withdrawals are subject to a low network fee, ensuring that the vast majority of the withdrawn amount reaches the player. Similarly, Litecoin (LTC) and Dogecoin (DOGE) withdrawals are only subject to their respective network fees. These are paid to the blockchain miners and validators.
Bitcoin (BTC) withdrawals also operate under the same principle, with no casino-imposed fees, only the blockchain network fee. This approach makes cryptocurrency withdrawals an attractive option for players seeking to minimize transaction costs. The network fee is dynamically determined by the respective blockchain's activity at the time of the transaction.
Fund Your Table Balance with Paysafecard
Paysafecard offers a convenient method for players to deposit funds, with instant processing times. The minimum deposit amount for Paysafecard is 10 EUR, making it accessible for players with smaller budgets. This prepaid voucher system allows for quick funding of a player's table balance.
The maximum deposit limit for Paysafecard transactions is set at 1,000 EUR. This limit ensures responsible gaming and provides a defined boundary for spending. Once a deposit is made using Paysafecard, the funds are immediately available for use on the gaming tables.
It is important to note that Paysafecard is exclusively available for deposits and does not support withdrawals. Players wishing to cash out their winnings will need to select an alternative payout method, such as a bank transfer or cryptocurrency option, which have different minimum and maximum limits.
Payments Outside EUR: Surcharge for Currency Conversion
While the casino primarily operates in EUR, transactions initiated in other currencies may be subject to conversion fees. For instance, if a player uses a payment method like Visa or Mastercard for a deposit in a currency other than EUR, their bank may apply a currency conversion charge. This is separate from any potential casino fees.
Cryptocurrency payments, such as USDT (TRC-20), Litecoin (LTC), Bitcoin (BTC), and Dogecoin (DOGE), are processed in their native digital currency. However, if a player's account is held in EUR, the value of the cryptocurrency at the time of deposit or withdrawal will be converted to EUR. This conversion rate is determined by the payment processor or exchange.
For methods with a minimum deposit of 10 EUR, such as Paysafecard or Neosurf, players should be aware that if they are purchasing these vouchers with a different currency, the initial purchase price may already include a conversion rate and potential surcharge. This is a factor to consider when budgeting for deposits.
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